Largest Title Insurance Companies
The largest title insurance company in the U.S. is First American Title, with $3.3 billion in premiums in 2023.
Fidelity National Title Group is the largest title group. It owns three of the top 10 title insurance companies, which earned a combined $4.5 billion last year.
Title insurance statistics
- In 2023, the title insurance industry did over $16.5 billion in business.
- The three largest title insurance companies — First American Title, Old Republic National Title and Fidelity National Title — account for half of title insurance premiums in the U.S.
- The top 10 title companies make up 87% of the title insurance business in the U.S.
Largest title companies in the United States
First American Title is the largest title insurance company in the country.
First American Title Co. makes up 22% of the title insurance market. It had more than $3.3 billion in premiums in 2023, which is 45% more than the next-largest company.
Fidelity National Title Group is the largest title group. It owns Fidelity National Title Co., Chicago Title Insurance Co. and Commonwealth Land Title Insurance Co. Together, these companies have 30% of the title insurance market, with nearly $4.5 billion in business.
Title companies by market share
Company | % of market | Premiums (in millions) |
|---|---|---|
| First American Title | 22% | $3,329 |
| Old Republic National Title | 15% | $2,290 |
| Fidelity National Title | 13% | $2,018 |
| Chicago Title | 13% | $1,968 |
| Stewart Title Guarantee | 9% | $1,389 |
Where to buy title insurance
When shopping for a title insurance company, you should also ask for referrals from your real estate agent, mortgage officer and closing attorney. They have experience working with title companies, and you may get a discount if they partner with a particular company.
You should look for a title insurance company with good customer service reviews and affordable rates.
Of the 10 largest title companies, Old Republic National Title, Chicago Title, Title Resources Guaranty and North American Title have the fewest customer complaints, according to the National Association of Insurance Commissioners (NAIC). All 10 companies have high financial stability ratings. That means they should be able to pay claims, even in a difficult market.
Best title insurance companies
Old Republic National Title and Chicago Title are the best title insurance companies in the U.S.
Both have fewer complaints than other title companies of a similar size, according to the National Association of Insurance Commissioners (NAIC). Both companies also have the highest possible financial strength rating from Demotech. That means they should have enough funds to pay claims, even during difficult economic times.
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Top-rated home title insurance companies
Company |
Complaints
|
|---|---|
| Old Republic National Title | Low |
| Chicago Title | Low |
| Title Resources Guaranty | Low |
| North American Title | Low |
| First American Title | Average |
All 10 of the largest property title insurance companies earned excellent financial strength ratings from Demotech.
Some title insurance companies also have financial strength ratings from AM Best:
- Old Republic National Title Insurance Company: A+
- First American Title: A
- Stewart Title Guaranty: A-
- Title Resources Guaranty: B++
It's important to choose a title company with a good financial strength rating so you know you can count on it to pay your claim if you ever have an issue with your title.
Frequently asked questions
What is a title company?
A title company sells insurance policies that protect homeowners or lenders if there's anything wrong with the property title. When you buy a home or refinance your loan, title insurance covers the cost to correct your title rights if there are any issues. It also protects you if you lose your property due to a claim resulting from inaccurate title records.
What is the nation's largest title company?
The largest national title company is First American Title. It makes up 22% of the title insurance market in the U.S. Old Republic National Title and Fidelity National Title are the second- and third-largest companies at 15% and 13%, respectively.
What's the difference between an escrow company vs. a title company?
Title insurance companies issue policies that protect homeowners and lenders against inaccurate property title info. An escrow company holds funds in an account that it pays out later. When you're buying a home, the escrow company holds your earnest money deposit in an escrow account until you sign the closing paperwork.
Methodology
ValuePenguin sourced market share, direct written premium and financial strength information for the largest title insurance companies in the U.S. from S&P Global, a top provider of financial data, research and analytics.
Complaint levels are based on National Association of Insurance Commissioners (NAIC) complaint index data. Companies with low complaints have a complaint index below 0.75, while those with high complaint levels have a score above 1.25.
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