Compare Honda Insurance Costs by Model

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The average cost of insurance for a new model Honda is $255 per month for full coverage.

However, the price of insurance can vary by nearly $100 based on which model and insurance company you choose. Car insurance for a Honda Fit costs about $203 per month, while a Civic Type R costs about $301 per month to insure.

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Honda car insurance cost by model

Honda Accord insurance costs

On average, it costs $247 per month to insure a Honda Accord owned by a 30-year-old man across the 2017 to 2022 model years. However, drivers of newer Hondas can expect to pay more. Rates for a 2022 model are 22% higher than for a 2017 model. For an 18-year-old driver, the average cost to insure a newer model Honda Accord is $720 per month, which is nearly three times as expensive as the rate for a 30-year-old.

A hybrid Honda Accord is only slightly more expensive to insure than a traditional gasoline model. A 30-year-old pays an average of $6 more per month for insurance on the hybrid.

Insurance for a Honda Accord is moderately expensive. It costs about $20 more per month to insure the 2022 Accord than the 2022 Civic. Though they're both sedans, the Accord is a larger and more expensive car, so it would cost a bit more to repair after a car crash.

Remember that the cost of car insurance varies widely based on where you live. Your rates could be much higher if you live in Michigan or Florida, while those in Vermont could pay much less.

Honda Civic insurance costs

It costs an average of $238 per month to insure a newer Honda Civic. With a reputation as a safe, affordable car, the Civic has insurance rates that are about average compared to other Honda models. A 2022 Honda Civic costs an average of $250 per month to insure, making it more expensive to insure than Civics that are a few years old.

Among the most popular car insurance companies, State Farm has the cheapest quotes for a new Honda Civic, with an average rate of $139 per month. However, you should compare quotes from several companies when buying insurance. Where you live and your driving history can affect which company gives you the best rates.

You can also save on car insurance rates for a Honda Civic by reducing or removing collision and comprehensive coverages. These types of coverage pay to repair your car if it’s damaged, but they can be expensive. Collision and comprehensive coverage are not legally required, so you can increase the deductible on them, or remove them entirely, to reduce your insurance bill. However, lenders often require you to keep full coverage as a condition of your lease or loan, so this may not be an option until you've paid off your car.

Honda Civic Type R insurance costs

The Type R is the most expensive Honda to insure, costing $301 per month for a 30-year-old driving a 2021 model. Honda's high-performance hatchback, the Civic Type R, comes with a powerful turbocharged engine and other performance upgrades. Cars with more powerful engines are usually more expensive to insure because of the higher chance they'll be in an expensive car accident.

An 18-year-old who wants to drive this sports car will pay very high insurance rates, averaging $829 per month. That's more expensive than the price to insure a sedan but typical for similar sports cars. An 18-year-old could expect to pay $1,176 per month to insure a Mustang, for example.

Honda CR-V insurance costs

The average cost of insurance for a Honda CR-V is $205 per month for a 30-year-old driver. The CR-V is one of the cheapest Hondas to insure, second only to the Honda Fit. It's also the cheapest SUV to insure across all car manufacturers. SUVs tend to be cheaper to insure because they usually have more safety features and could have less damage in a car accident than a smaller car.

Honda Fit insurance costs

The Fit is Honda's smallest, most affordable car, and it costs an average of $200 per month to insure a newer Honda Fit. That means the Fit is the cheapest Honda model to insure. The Honda Fit was discontinued in the U.S. after 2020.

Teenagers can expect to pay much more for Fit coverage than adult drivers. An 18-year-old pays nearly $600 per month for insurance on a Honda Fit. That's three times what a 30-year-old pays.

One of the best ways to reduce a car insurance bill for a teen is to share a policy with an older family member. The cost to insure a teen by themselves is usually much higher than the price of adding them to an existing policy.

Honda Insight insurance costs

The Honda Insight, a hybrid electric car, costs an average of $248 per month to insure. This means the insurance cost for the Insight is close to the average across all Honda models. The Insight was reintroduced in 2019, only to be discontinued after 2022 as Honda shifted its focus to the Civic Hybrid.

Owning a hybrid car like the Honda Insight or Chevy Spark can sometimes increase your insurance costs because adding a battery to a car engine makes it more complicated and expensive to repair. However, you should save enough on gas to offset slightly higher insurance rates.

Honda Odyssey insurance costs

The average cost to insure a Honda Odyssey is $221 per month. Insurance rates for this minivan are nearly as cheap as rates for Honda's popular SUV, the CR-V. And the Odyssey has the benefit of three rows of seating.

Older model Odysseys are cheaper to insure, and a 30-year-old pays 16% less to insure a 2017 model than a 2022 one. That adds up to a difference of $470 over a year.

Honda Pilot insurance costs

The Pilot, Honda's largest SUV, costs an average of $223 per month to insure. The Pilot costs more than the CR-V to buy, and it also costs about 8% more to insure.

These insurance rates are for the base model SUV, but the Pilot has several trim levels. The highest-level model, the Pilot Elite, costs $262 per month for a 30-year-old to insure a 2022 model. That's a difference of $19 per month, or $228 per year, versus the base trim.

Honda Ridgeline insurance costs

The Ridgeline, Honda's only pickup truck, costs an average of $245 per month to insure. However, a younger driver pays much higher rates that average $716 per month.

The Ridgeline was reintroduced in 2017 after a brief pause in production. Insurance for a 2022 Ridgeline costs about 26% more than insuring a 2017 model.

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Frequently asked questions

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Methodology

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.

We compared auto insurance rates for the most popular Honda models across five national insurance companies. Rates are for full coverage policies for an 18-year-old or 30-year-old driver with a clean driving record in Austin, Texas.