Mercedes-Benz Insurance: What it Costs, and How to Save
The average cost of a full-coverage insurance policy for a Mercedes is $4,505 per year. Expensive cars like Mercedes tend to be more expensive to insure because they cost more to repair and replace.
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Mercedes-Benz insurance cost by model
The cheapest Mercedes to insure is the GLA 250. The average cost to insure a new Mercedes GLA 250 is $3,153 per year for a 30-year-old man with a clean driving history. The most expensive Mercedes model to insure is the AMG GT S, at $6,818 per year.
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Mercedes Benz car insurance cost by model
Model | Annual rates | Monthly rates |
---|---|---|
GLA 250 | $3,153 | $263 |
GLC 300 | $3,259 | $272 |
GLE 350 | $3,287 | $274 |
CLA 250 | $3,733 | $311 |
C 300 | $3,901 | $325 |
C 63 AMG (2021) | $5,190 | $433 |
G 63 AMG (2021) | $5,504 | $459 |
G550 4MATIC | $5,697 | $475 |
AMG GT (2021) | $6,818 | $568 |
Mercedes-Benz insurance cost by company
State Farm offers the cheapest coverage for Mercedes-Benz vehicles, at an average of $2,166 per year for full coverage. That's less than half the overall average, $4,133 per year, and less than a third of the most expensive insurer, Progressive.
Cost to insure a Mercedes-Benz by company
Company | Annual cost | Monthly cost | |
---|---|---|---|
State Farm | $2,047 | $171 | |
Geico | $2,465 | $205 | |
Nationwide | $2,531 | $211 | |
Progressive | $4,248 | $354 | |
Allstate | $5,152 | $429 |
USAA is only available to members of the military and some military family.
Mercedes C300 insurance cost
The average annual cost for a car insurance policy for a new Mercedes C300 is $3,901 per year for a 30-year-old man. This is more than $500 cheaper than the overall average we found. Younger drivers can expect to pay a lot more for a full-coverage policy, as we found the average cost to be $13,352 per year for an 18-year-old.
Mercedes C300 annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes C 300 | $3,901 |
2021 Mercedes C 300 | $3,732 |
2020 Mercedes C 300 | $3,598 |
2019 Mercedes C 300 | $3,556 |
2018 Mercedes C 300 | $3,405 |
2017 Mercedes C 300 | $3,261 |
2016 Mercedes C 300 | $3,104 |
2015 Mercedes C 300 | $2,408 |
Mercedes AMG GT insurance cost
The Mercedes AMG GT had the most expensive insurance rates we found. The average insurance cost for a 2021 Mercedes AMG GT S is $6,818 per year for a 30-year-old. The average cost to insure an 18-year-old comes in at $22,524 per year.
Mercedes AMG GT annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2021 Mercedes AMG GT | $6,818 |
2020 Mercedes AMG GT | $6,405 |
2019 Mercedes AMG GT | $6,175 |
2018 Mercedes AMG GT | $6,495 |
2017 Mercedes AMG GT | $5,725 |
With an MSRP of $118,600, the 2021 AMG GT ranked as the second-most expensive car we surveyed. It fell behind the 2021 G 550, which has an MSRP of $131,750.
Mercedes GLA 250 insurance cost
With an average cost of $3,153 per year for a 30-year-old, the Mercedes GLA 250 offers the cheapest insurance out of all the Mercedes models surveyed. This is $1,352 per year cheaper than the Mercedes average of $4,505 per year. The average cost for an 18-year-old to insure a GLA 250 is $10,934 per year.
Mercedes GLA 250 annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes G550 4MATIC | $3,153 |
2021 Mercedes G550 4MATIC | $3,024 |
2020 Mercedes G550 4MATIC | $2,942 |
2019 Mercedes G550 4MATIC | $2,807 |
2018 Mercedes G550 4MATIC | $2,606 |
2017 Mercedes G550 4MATIC | $2,481 |
2016 Mercedes G550 4MATIC | $2,408 |
Mercedes CLA 250 insurance cost
Our survey of quotes found that the average cost of insurance for a new Mercedes CLA 250 is $3,733 per year for a 30-year-old, though insurance rates varied by $950 across model years.
Mercedes CLA 250 annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes CLA 250 | $3,733 |
2021 Mercedes CLA 250 | $3,577 |
2020 Mercedes CLA 250 | $3,460 |
2019 Mercedes CLA 250 | $3,156 |
2018 Mercedes CLA 250 | $3,037 |
2017 Mercedes CLA 250 | $2,854 |
2016 Mercedes CLA 250 | $2,783 |
Mercedes GLC 300 insurance cost
The Mercedes GLC 300 has the second-cheapest insurance rates out of the cars we surveyed, with an average cost of $3,259 per year for a 30-year-old with the newest model. Drivers of a newer GLC 300 can expect to pay more, as there is a $791 difference between the cost to insure a 2022 model versus a 2016 model.
Mercedes GLC 300 annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes GLC 300 | $3,259 |
2021 Mercedes GLC 300 | $3,123 |
2020 Mercedes GLC 300 | $3,029 |
2019 Mercedes GLC 300 | $2,944 |
2018 Mercedes GLC 300 | $2,794 |
2017 Mercedes GLC 300 | $2,590 |
2016 Mercedes GLC 300 | $2,468 |
Mercedes GLE 350 insurance cost
On average, it costs a 30-year-old male $3,287 per year to insure a new Mercedes GLE 350. This makes the GLE 350 the third-cheapest Mercedes to insure out of the models we surveyed. While the rates for a 30-year-old are very affordable, younger drivers can expect to pay more, as an 18-year-old has to pay on average $10,276 per year.
Mercedes GLE 350 annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes GLE 350 | $3,287 |
2021 Mercedes GLE 350 | $3,401 |
2020 Mercedes GLE 350 | $3,318 |
2018 Mercedes GLE 350 | $3,153 |
2017 Mercedes GLE 350 | $2,999 |
2016 Mercedes GLE 350 | $2,832 |
2019 model data not available
Mercedes C63 AMG insurance cost
Our survey found that the average cost of insurance for a 2021 Mercedes C63 AMG is $5,190 per year for a 30-year-old. This is $685 more than the average overall. An average full-coverage policy costs $17,711 per year for an 18-year-old driver.
Mercedes C63 AMG annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2021 Mercedes C 63 AMG | $5,190 |
2020 Mercedes C 63 AMG | $4,799 |
2019 Mercedes C 63 AMG | $4,629 |
2018 Mercedes C 63 AMG | $4,645 |
2017 Mercedes C 63 AMG | $4,337 |
2016 Mercedes C 63 AMG | $4,161 |
Mercedes G550 4MATIC insurance cost
The Mercedes G550 4MATIC has an MSRP of more than $130,000 and one of the highest insurance rates we found among Mercedes. The average cost of insurance for a new G wagon is $5,697 per year for a 30-year-old, and $17,970 per year for an 18-year-old.
Mercedes G550 4MATIC annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2022 Mercedes G550 4MATIC | 5696.544 |
2021 Mercedes G550 4MATIC | $5,479 |
2020 Mercedes G550 4MATIC | $5,363 |
2019 Mercedes G550 4MATIC | $5,106 |
2018 Mercedes G550 4MATIC | $5,013 |
Mercedes G 63 AMG insurance cost
The G 63 AMG is one of the most expensive Mercedes models and among the three most expensive to insure. The 2021 model has an average rate of $5,190 per year for a 30-year-old, cheaper than only the G550 4MATIC and AMG GT.
Mercedes G 63 AMG annual auto insurance rates by year
Year & Model | Annual cost for a 30-year-old |
---|---|
2021 Mercedes G63 AMG | $5,504 |
2020 Mercedes G63 AMG | $5,294 |
2019 Mercedes G63 AMG | $5,621 |
2018 Mercedes G63 AMG | $5,146 |
2017 Mercedes G63 AMG | $4,897 |
Methodology
Our two sample drivers were a 30-year-old man and an 18-year-old man. The rates we used for this survey included a full-coverage policy with the following limits:
Coverage | Limits |
---|---|
Bodily injury liability | $50,000 per person/$100,000 per accident |
Personal injury protection | $10,000 |
Property damage liability | $25,000 per accident |
Uninsured/underinsured motorist bodily injury | $50,000 per person/$100,000 per accident |
Comprehensive and collision | $500 deductible |
Overall average includes the most recent models for which data is available. Average by company includes all available rates for 2021 and 2022 models.
Our survey used insurance rate data from Quadrant Information Services. The rates used were publicly sourced from insurer filings and should only be used for comparative purposes. Actual quotes for these car models may differ from the estimates provided.
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