How Much is Lexus Car Insurance?
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Full coverage car insurance for a Lexus costs an average of $390 per month.
But your rates will depend on the kind of Lexus you buy and what insurance company you choose. The Lexus TX, a new SUV, is the cheaper model, while the LC, a coupe, is the most expensive, on average. State Farm also has cheap rates for Lexus drivers, with full coverage at an average of $207 per month.
Compare Lexus insurance costs by model and insurance company:
Lexus insurance cost by model
The Lexus TX, a new SUV model for 2024, has the cheapest car insurance, with an average rate of $256 per month for full coverage. The Lexus LC, a sporty coupe, is the most expensive, costing an average of $596 per month for full coverage.
Find Cheap Auto Insurance Quotes in Your Area
In addition to the model of Lexus you buy, your insurance rates also depend on your age, driving history, where you live and the coverage limits you choose. Comparing quotes from multiple insurance companies can help you find the best policy and price for you.
Lexus insurance rates by company
State Farm has the cheapest rates for Lexus owners, at an average of $207 per month for full coverage.
USAA is also a good option, but you only qualify if you're a military member or a family member of someone in the military.
Allstate is the most expensive company to cover your Lexus. A full coverage policy costs $849 per month, on average.
Find Cheap Auto Insurance Quotes in Your Area
Cost is important to consider when you're shopping for car insurance, but it's not the only thing to keep in mind. You should also research a company's customer satisfaction, to make sure you'll get good service. And don't skimp on coverage to save money, especially with a luxury car like a Lexus.
Average cost of Lexus insurance by company
Company | Monthly cost | |
|---|---|---|
| State Farm | $207 |
| USAA | $236 |
| Geico | $319 |
| Progressive | $339 |
| Allstate | $849 |
Quotes are based on a full-coverage policy for a 30-year-old man with a clean driving record who lives in Texas. USAA is only available to military members and their families.
Lexus RX insurance rates
The Lexus RX SUV is the brand's most popular model. Car insurance for a Lexus RX costs $303 per month, on average, for full coverage. Newer models cost slightly more than older models, but rates are fairly consistent across the model years.
Lexus RX car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $314 |
| 2023 | $305 |
| 2022 | $302 |
| 2021 | $290 |
| Average | $303 |
Lexus RX hybrid insurance rates
The Lexus RX hybrid SUV was the brand's first hybrid model and is still the most popular Lexus hybrid available. Car insurance on an RX hybrid costs $321 per month for full coverage.
Lexus RX hybrid car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $326 |
| 2023 | $336 |
| 2022 | $309 |
| 2021 | $314 |
| Average | $321 |
Lexus NX insurance rates
The Lexus NX SUV is one of the brand's most popular vehicles, it's one of the cheaper Lexus models for insurance. A Lexus NX costs $293 per month, on average, for a policy with full coverage. State Farm is the cheapest company for the NX, with an average rate of $155 per month.
Lexus NX car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $311 |
| 2023 | $299 |
| 2022 | $282 |
| 2021 | $278 |
| Average | $293 |
Lexus NX hybrid insurance rates
A Lexus NX SUV hybrid costs $317 per month, on average, to insure with full coverage. The NX is one of the brand's most popular hybrids. Only the RX hybrid was more popular in 2023.
Lexus NX hybrid car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $347 |
| 2023 | $331 |
| 2022 | $301 |
| 2021 | $287 |
| Average | $317 |
Lexus ES insurance rates
The ES is Lexus' most popular sedan. Full coverage for a Lexus ES costs $362 per month, on average. That's $2 more per month compared to the average cost for Lexus car insurance.
Lexus ES car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $411 |
| 2023 | $391 |
| 2022 | $350 |
| 2021 | $298 |
| Average | $362 |
Lexus ES hybrid insurance rates
The Lexus ES hybrid is the most popular sedan hybrid that Lexus sells. And an ES hybrid is actually cheaper for insurance than the gas-powered option. Full coverage for a Lexus ES hybrid is $356 per month, on average.
Lexus ES hybrid car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $379 |
| 2023 | $363 |
| 2022 | $349 |
| 2021 | $334 |
| Average | $356 |
Lexus GX insurance costs
Full coverage for a Lexus GX SUV costs $301 per month, on average. A new Lexus GX is actually cheaper to insure than older models. Coverage for a 2024 Lexus GX costs $256 per month, on average, while a 2023 costs $333 per month.
Lexus GX car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $256 |
| 2023 | $333 |
| 2022 | $318 |
| 2021 | $296 |
| Average | $301 |
Lexus IS insurance prices
The Lexus IS sedan is one of the brand's cheaper vehicles to buy. It's also a fairly popular option. But it's not the cheapest for insurance. Full coverage for a Lexus IS costs $352 per month, on average.
Lexus IS car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $373 |
| 2023 | $358 |
| 2022 | $344 |
| 2021 | $332 |
| Average | $352 |
Lexus UX insurance prices
The UX SUV is also a cheap Lexus model to cover. Full coverage insurance for a Lexus UX costs an average of $260 per month. The gas-powered version of the Lexus UX was discontinued after 2022. Only a UX hybrid model is available for newer model years.
Lexus UX car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2022 | $266 |
| 2021 | $254 |
| Average | $260 |
Lexus UX hybrid insurance rates
The UX hybrid SUV is the cheapest Lexus you can buy, although it isn't the cheapest to insure. Full coverage for a Lexus UX hybrid costs $287 per month, on average. The UX hybrid is the only UX model that Lexus currently sells because the gas-powered model was discontinued after 2022.
Lexus UX hybrid car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $301 |
| 2023 | $285 |
| 2022 | $287 |
| 2021 | $274 |
| Average | $287 |
Lexus TX insurance rates
The Lexus TX is an SUV first sold in 2024, and it's the cheapest Lexus to insure. Full coverage insurance for a Lexus TX costs an average of $256 per month. State Farm has the cheapest rates for the Lexus TX, at $158 per month.
Lexus LX insurance prices
The Lexus LX is one of the company's most expensive vehicles to buy. It's not the most expensive Lexus for insurance, but it is certainly not cheap. Full coverage car insurance for a Lexus LX costs $439 per month, on average.
Lexus LX car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $473 |
| 2023 | $453 |
| 2022 | $421 |
| 2021 | $409 |
| Average | $439 |
Lexus RZ insurance rates
The Lexus RZ is the company's only all-electric vehicle. The electric SUV came out for the 2023 model year. Coverage for a Lexus RZ costs $277 per month, on average. State Farm is the cheapest insurance company for a Lexus RZ, with an average rate of $156 per month for full coverage.
Lexus RZ electric SUV car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $256 |
| 2023 | $298 |
| Average | $277 |
Lexus LS insurance rates
The LS is Lexus' most expensive sedan to buy and to insure. A full coverage car insurance policy for a Lexus LS costs $557 per month, on average. But a 2024 Lexus LS costs $578 per month, on average, $10 per month less than the 2023 model.
Lexus LS car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $578 |
| 2023 | $588 |
| 2022 | $545 |
| 2021 | $519 |
| Average | $557 |
Lexus LC insurance costs
The Lexus LC coupe is one of the brand's most expensive cars and also the most expensive for insurance. A full coverage policy for a Lexus LC is $596 per month, on average. It's one of Lexus' fastest cars. One version of the LC can go from 0 to 60 miles per hour in 4.4 seconds. The vehicle's high repair costs and power increase the insurance rate.
Lexus LC car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $663 |
| 2023 | $620 |
| 2022 | $566 |
| 2021 | $534 |
| Average | $596 |
Lexus RC insurance costs
The RC is Lexus' most affordable coupe. Full coverage for a Lexus RC costs $374 per month, on average. The RC has much cheaper insurance than Lexus' other coupe, the LC.
Lexus RC car insurance rates by year
Model year | Monthly insurance cost |
|---|---|
| 2024 | $410 |
| 2023 | $387 |
| 2022 | $355 |
| 2021 | $345 |
| Average | $374 |
Methodology
To find the average cost of insurance for a Lexus, ValuePenguin gathered quotes from five insurance companies across every ZIP code in Texas. Our experts used a 30-year-old man with no recent accidents and average credit as the driver and policy owner. Rates are based on a full-coverage policy with the following limits:
Coverage | Limits |
|---|---|
| Bodily injury liability | $50,000 per person and $100,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured/underinsured motorist bodily injury | $50,000 per person/$100,000 per accident |
| Comprehensive and collision | $500 deductibles |
Because not many people bought them in 2023, the Lexus LS and LC hybrid models were excluded.
Insurance rate data was collected using Quadrant Information Services. The quotes are based on publicly sourced insurance company filings and should only be used for comparison purposes. Actual rates for your Lexus model will be different.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
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