Audi Car Insurance: Which Model and Insurer Are Cheapest?

Audi insurance cost by model

Both have an average price of $319 per year for a full coverage policy. The main difference between these compact crossover SUVs is that the Q3 is gas-powered, while the Q4 e-tron is fully electric.

The E-tron GT, Audi's electric sports car, is the most expensive to cover at $627 per month. That's not surprising, given that the car has a starting price of $106,500 and can reach 60 miles per hour in 3.9 seconds.

The average cost to insure an Audi is $416 per month for a full coverage policy. But the price is different depending on which Audi model you're considering and the company you choose.

In addition, every driver's rate is different. Insurance companies consider your age and gender, where you live and your driving history. For that reason, you should always compare quotes from multiple insurance companies to find your best rate.

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Audi car insurance rates by company

That's nearly $200 per month less than the average rate and $565 per month less than the most expensive company, Farmers.

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Some drivers can find even cheaper Audi insurance at USAA.

Full coverage from USAA costs around $122 per month for an Audi. However, only military members, veterans and their family members can buy insurance from USAA.

Full coverage car insurance for Audi by company

Audi A3 insurance quotes

The Audi A3 is the cheapest Audi sedan to insure, at $366 per month for full coverage. It's also $49 per month less expensive than the average cost of Audi insurance.

The cheapest insurance company for the A3 is Farm Bureau, where the average price is $183 per month.

The A3 is the cheapest Audi you can buy, with a starting price of $35,800.

But it's more expensive to cover than Audi's other entry-level vehicle, the Q3 SUV. SUVs often have lower insurance rates because the driver can see the road better, and they're more visible to other drivers.

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Audi A4 insurance cost

The average cost of Audi A4 car insurance is $387 per month for a full coverage policy. That's $29 per month cheaper than the average rate across all Audi vehicles.

Farm Bureau is the most affordable option for the A4 sedan, with an average price of $197 per month. That's a savings of $190 per month, compared to the average cost.

The A4 is available as either a sedan and crossover. The sedan is the more affordable option, starting at $41,900.

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Audi A5 insurance cost

The average price to insure an Audi A5 is $424 per month for a full coverage policy. That's only $8 more expensive per month than the average cost of Audi insurance.

Farm Bureau is the most affordable company for A5 insurance, with an average rate of $216 per month. That's half as expensive as the average cost to insure an A5.

Rates are for the Sportback model, with a starting price of $46,200. The cost to insure the coupe or cabriolet may differ.

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Audi A6 insurance cost

The average price to insure an Audi A6 sedan is $431 per month, making it $16 per month more expensive than the average Audi insurance.

The most affordable option for insuring an A6 is Farm Bureau, with an average price is $$227 per month. That's $204 per month less than the average rate overall.

The A6 is much cheaper to insure than the A7, despite the fact that the only major difference between the two is the A7's sportier design and higher starting price. Choose the A6 and you'll save nearly $50 per month on insurance alone, not to mention the $13,900 price difference.

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Audi A7 insurance quotes

The A7 is the second-most expensive A-series Audi to insure and the third-priciest Audi overall. With an average price of $480 per month for full coverage insurance, A7 insurance is $64 per month higher than the average price across all models.

The most affordable insurance company for the A7 is Farm Bureau, at an average price is $259 per month. That's $221 per month less than the average company.

Drivers looking for a cheaper insurance bill should consider the A6. The two cars are very similar. The main differences are the A7's sportier design and much higher price tag.

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Audi A8 insurance prices

An Audi A8 costs $545 per year to insure with a full coverage policy, on average. That makes it the most expensive Audi A-model to insure, and the second-most expensive Audi model overall.

Drivers can get an even better deal by buying their insurance from State Farm. A full coverage policy from State Farm costs $268 per month, which is $277 per month less than the average rate.

The full-size A8 sedan is among Audi's most expensive models to buy, with a starting MSRP of $90,900. The only Audi that's more expensive to buy and insure is the sporty e-tron GT.

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Audi e-tron GT insurance rates

Audi's electric sports car, the e-tron GT, is the most expensive Audi to insure. The average price is $627 per month for full coverage, which is $211 more per month than the average among all Audis.

Farm Bureau is the cheapest option for e-tron GT insurance. The average price is $268 per month, which is less than half the average rate.

Along with being the most expensive Audi to insure, the e-tron GT is also the most powerful and expensive Audi you can buy. With a starting MSRP of $106,500, its 523 horsepower engine can go from zero to 60 in 3.9 seconds.

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Audi Q3 insurance cost

At $319 per month, the Q3 is Audi's cheapest model to insure. That's unsurprising, as it's the smallest and most affordable SUV Audi makes. The Q3 is $28 per month less expensive to insure than the Q5.

The cheapest insurance company for Q3 owners is Farm Bureau. A full coverage policy costs just $170 per month. That's $149 per month less than the average price to insure a Q3.

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Audi Q4 e-tron

The Audi Q4 is tied with the Q3 as the cheapest Audi to insure, at $319 per month. That's $97 per month less than the average cost of Audi insurance.

Farm Bureau has the cheapest rates for the Q4 e-tron. At $153 per month, full coverage from Farm Bureau is half as expensive as the Q4 average.

The Q4 e-tron is Audi's electric compact crossover SUV. It has a similar body style to the Q3, but at a much higher price tag, with a starting MSRP of $55,200.

Audi Q5 insurance cost

Audi Q5 car insurance costs an average of $347 per month for a full coverage policy. That makes it the second-cheapest Audi SUV to insure.

The most affordable insurance company for Q5 owners is Farm Bureau, where the average price is $186 per month. That's $161 per month cheaper than the average cost to insure a Q5.

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Audi Q7 insurance rates

At $391 per month, the Audi Q7 SUV is about average among Audis when it comes to insurance prices. However, it's much less expensive than Audi's premium full-size model, the Q8.

Drivers looking to lower their insurance costs should consider an older model. A 2020 Q7 costs $30 per month less to insure than a brand-new model.

The most affordable option to insure a Q7 is Farm Bureau, where the average price is $214 per month. That's a savings of $177 per month compared to the overall average.

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Audi Q8 insurance quotes

The cost to insure an Audi Q8 is $431 per year. That makes Audi's largest, priciest SUV its most expensive SUV to insure. Insurance for the Q8 is about $112 per month more than coverage for the Q3, the least expensive SUV by Audi.

Drivers can save money on their insurance by buying a policy from Farm Bureau. The average price there is just $234 per month for full coverage. That's a savings of 46% off the average rate.

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Audi Q8 e-tron insurance cost

The fully electric Audi Q8 e-tron SUV insurance costs an average of $376 per month for a full coverage policy. That's $40 per month less than the average cost of Audi insurance. It's also surprisingly much cheaper than insurance for the gas-powered Q8, which costs $55 per month more to insure.

State Farm offers the cheapest insurance for the Audi Q8 e-tron, at $186 per month. That's $190 less than the model average.

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Audi TT insurance quotes

The average cost of full coverage insurance for an Audi TT is $379 per month, which is $37 per month less than the cost of Audi insurance.

The cheapest insurance company for an Audi TT is Farm Bureau, where a full coverage policy costs $188 per month. That's $191 per month cheaper than the average cost to insure the TT.

Audi stopped producing the TT in 2023 due to lower sales and a shift towards electric models, like the sporty e-tron GT, Q4 e-tron crossover and Q8 e-tron full-sized SUV.

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Frequently asked questions

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Methodology

To find the average cost of insurance for an Audi, ValuePenguin gathered thousands of quotes for ZIP codes across Texas from eight of the largest insurance companies. Rates are for a 30-year-old man with a clean recent driving history and good credit.

Unless otherwise noted, quotes are for the base trim level. Rates are based on a full coverage policy with the following limits:

This analysis used insurance rate data from Quadrant Information Services. The quotes referenced were publicly sourced from insurance company filings and should only be used for comparison purposes. Actual rates for your Audi model may differ.